Understanding Workers’ Compensation in New Jersey
In the realm of injury claims, when seeking financial recompense through a personal injury lawsuit, the typical process often necessitates proving that someone else’s negligence or wrongful actions led to the accident. However, when it comes to injuries sustained in the workplace, this paradigm shifts.
Mandatory Workers’ Compensation Insurance
One aspect that distinguishes workplace injuries is the requirement for all businesses, irrespective of their size or industry, to carry workers’ compensation insurance. This obligation can be met through either purchasing a policy or opting for self-insurance. Crucially, in these claims, the injured worker isn’t burdened with the task of proving fault.
Exploring Workers’ Compensation Benefits
Comprehensive Coverage for Injured Workers
- Medical Coverage
Upon the approval of your workers’ compensation claim, your employer is obligated to provide all necessary medical treatment until you attain what is known as “maximum medical improvement.” This signifies the stage at which your work-related injury has healed as much as it’s expected to heal.
- Financial Support
If a work-related accident results in temporary or total disability, you may be eligible to receive monetary compensation. This compensation serves to replace lost wages and provide support for your family during your recovery. Furthermore, if your injury doesn’t fully heal to its pre-accident state and leads to a permanent loss of function, additional financial compensation may be available.
- Varieties of Disability Benefits
The specific disability benefits you qualify for depend on several factors, including whether your disability is temporary or permanent and whether it’s total or partial.
Exploring Additional Legal Avenues
Apart from workers’ compensation benefits, our team can explore additional legal avenues to ensure you receive the full compensation you deserve. These avenues include:
Personal Injury Claims
Our seasoned legal experts can investigate the circumstances of the accident to ascertain if you have grounds for a personal injury or wrongful death claim. This could be applicable if a third party played a role in causing your workplace accident or if your injury resulted from defective machinery or equipment.
How Szaferman Lakind Can Assist
At Szaferman Lakind, we provide comprehensive support for your workers’ compensation claim and any related legal actions. Our team of knowledgeable lawyers possesses in-depth understanding of personal injury laws and workers’ compensation regulations. We offer valuable guidance and a detailed plan to help you advance with your claim, ensuring that you receive the compensation you rightfully deserve.
